Payment Processing Services

Accenttech can help you accept credit card and electronic check payments quickly and affordably.

Utilising software developed by Commidea, which can be installed on any PC running Windows 2000 or higher, the only hardware that is required is a PIN pad. The Ocius for PCs software, which has all of the functionality of the existing Ocius solution, can be executed in a single install, enabling ultra fast track Chip & PIN integration.

The merchant submits a credit card transaction to the Payment Gateway on behalf of a customer via secure connection from a Web site, at retail, from a terminal or a wireless device.

We receive the secure transaction information and passes it via a secure connection to the Merchant Bank’s Processor.

The Merchant Bank’s Processor submits the transaction to the Credit Card Interchange (a network of financial entities that communicate to manage the processing, clearing, and settlement of credit card transactions).

The Credit Card Interchange routes the transaction to the customer’s Credit Card Issuer.

The Credit Card Issuer approves or declines the transaction based on the customer’s available funds and passes the transaction results, and if approved, the appropriate funds, back through the Credit Card Interchange.

The Credit Card Interchange relays the transaction results to the Merchant Bank’s Processor.

The Merchant Bank’s Processor relays the transaction results to Authorize.Net.

Authorize.Net stores the transaction results and sends them to the customer and/or the merchant. This communication process averages three seconds or less!

The Credit Card Interchange passes the appropriate funds for the transaction to the Merchant’s Bank, which then deposits funds into the merchant’s bank account.

  • Website merchant solution
  • Retail merchant store
  • Hospitality merchant store
  • Mail order / telephone order
  • Mobile merchant solutions

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